# **Terms and Conditions of Use**

Welcome to Piploft! These Terms and Conditions (“Terms”) govern your access to and use of the Piploft website, platform, and services ("Service"). By using Piploft, you agree to be bound by these Terms. If you do not agree, please do not use the Service.
## 1. **About Piploft**
Piploft is a platform that provides financial analysis tools, educational resources, and community features for traders and investors.
## 2. **Eligibility**
To use Piploft, you must be at least 18 years old or the legal age of majority in your country. You are responsible for ensuring that your use of the platform complies with all local laws and regulations.
## 3. **User Accounts**
* You must provide accurate and complete information when creating an account. * You are responsible for maintaining the confidentiality of your account credentials. * Piploft may suspend or terminate your account if we suspect any unauthorized or abusive activity.
## 4. **Subscription & Payments**
* Some features require a paid subscription. * Payments are processed securely via third-party providers (e.g., PayPal). * All fees are non-refundable unless stated otherwise. * Subscriptions renew automatically unless canceled before the renewal date. -
## 5. **Intellectual Property**
All content on Piploft, including text, graphics, logos, charts, and software, is the property of Piploft or its licensors and is protected by copyright and trademark laws. You may not reproduce, distribute, or exploit the content without permission.
--- ## 6. **Acceptable Use**
You agree **not to**: * Use the platform for unlawful, abusive, or harmful purposes. * Upload or transmit malicious code or viruses. * Impersonate other users or interfere with other users’ experience. * Reverse engineer, decompile, or attempt to extract the source code. ---
## 7. **Market Risk Disclaimer**
Piploft does **not** provide financial or investment advice. All content is for educational and informational purposes only. Trading and investing involve risk. You are solely responsible for your financial decisions. ---
## 8. **Limitation of Liability**
Piploft is provided "as is" and "as available" without any warranties. We are not liable for any direct, indirect, or consequential losses resulting from your use or inability to use the platform.
--- ## 9. **Termination**
We reserve the right to suspend or terminate your access to Piploft at any time for violations of these Terms or for any other reason. ---
## 10. **Privacy**
Please review our \[Privacy Policy] for information on how we collect, use, and protect your data. ---
## 11. **Changes to Terms**
We may update these Terms from time to time. Continued use of Piploft after changes means you accept the revised Terms.
--- ## 12. **Contact**

If you have questions about these Terms, please contact us at: support@piploft.com ---

At **Piploft**, we value your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you use our website, services, and platform.
--- ## 1. **Information We Collect**
We collect the following types of information:
### a. **Personal Information**
When you register or use Piploft, we may collect:
* Name * Email address * Profile picture * Payment details (handled securely via third-party processors)
### b. **Usage Data**
We may collect data about how you use Piploft, such as:
* IP address * Browser type and version * Pages visited and time spent * Device type and operating system
### c. **Cookies and Tracking**
We use cookies to enhance user experience, track analytics, and remember user preferences. You can manage cookies through your browser settings. --
- ## 2. **How We Use Your Information**
We use your information to:
* Provide and maintain our services * Personalize your experience * Improve the website and its functionality * Send important account-related communications * Respond to user inquiries and support requests * Ensure security and prevent fraud
--- ## 3. **Data Sharing and Disclosure**
We do **not** sell your personal data. However, we may share your data with:
* **Service providers** (e.g., payment gateways, hosting providers) under strict confidentiality agreements * **Law enforcement or government authorities** when legally required * **Business partners or affiliates**, but only with your consent ---
## 4. **Data Security**
We implement appropriate security measures to protect your data, including encryption, firewalls, and secure access controls. However, no method of transmission over the Internet is 100% secure. ---
## 5. **Your Rights**
You have the right to:
* Access the personal data we hold about you * Correct or update your information * Delete your account and associated data * Object to certain processing activities * Withdraw your consent at any time (where applicable)
To exercise any of these rights, email us at **[info@piploft.com](mailto:info@piploft.com)**. ---
## 6. **Third-Party Links**
Piploft may contain links to third-party websites. We are not responsible for their privacy practices, and we encourage you to review their policies before providing personal information. ---
## 7. **Children’s Privacy**
Piploft is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from minors. ---
## 8. **International Users**
If you are accessing Piploft from outside South Africa, your data may be transferred to, stored, and processed in South Africa or other countries. By using our services, you consent to this transfer.
--- ## 9. **Changes to This Privacy Policy**
We may update this Privacy Policy from time to time. We will notify users of any significant changes via email or a notice on the website.
--- ## 10. **Contact Us**
If you have any questions or concerns about this Privacy Policy, please contact us at: 📧 **[info@piploft.com](mailto:info@piploft.com)**